what we do

We specialise in Life and Business Insurance, Planning and Protection.

Fundamentally we help you to protect your family and wealth. We are completely independent and have no financial ties or interests with any insurance company or bank. We have contractual business relationships with all insurance companies and financial institutions.

Our job is to help you.

How we do it

From a Personal Perspective we assess:

Your current financial position
Ways to safeguard you and your family against loss of income due to accident and illness
How to provide for your family in the event of your premature death, injury or illness
Protection of your asset base

From a Business Perspective we assess:

How the company's profitability would be affected if a key person was incapacitated
Whether there are the necessary agreements and plans in place in the event a shareholder dies prematurely, suffers a critical illness or becomes totally disabled. This is to ensure their shares are able to be purchased at an agreed price.
How business loan obligations can be met - without jeopardising personal assets.
How you can maximise your employee remuneration package - cost effectively
If your ACC has been structured cost effectively in line with your other insurances and income structure.